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Africa: From Barriers to Breakthroughs – Empowering Africa's Women Entrepreneurs

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Women entrepreneurs hold the potential to transform Africa’s economic future. Across the continent, women-owned businesses are creating jobs, lifting families out of poverty and reshaping communities, thanks to their resilience, creativity, and belief in succeeding against all odds.
Justina Opit, the CEO of Omega Foods in Zambia, is just one example.
“I created Omega Foods because I saw an opportunity. It wasn’t only my son that needed healthy grain – there were so many women out there who also wanted to feed their children. I started out selling in markets. My dream is to run a multi-million-dollar business,” she reflects with pride.
Today, more than one in four African women starts or manages a business. Women-owned businesses are vital drivers of economic development and job creation – and because women typically reinvest up to 90% of their income in the education, health and nutrition of their family and community, they can transform societies.
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The problem, as Justina discovered, is that women don’t have the same access to finance as men.
“When I wanted to grow, I went to the bank and asked for a loan, and they wouldn’t give me one, because I didn’t have any accounts or financial history,” she recalls.
In many communities, women entrepreneurs remain excluded from formal financial services. Despite being enterprising and hardworking, they struggle to secure financial backing. Unable to own property, many lack the fixed collateral banks require to provide loans.
Multiple barriers – including the high cost of financial services and a lack of financial education –  are holding women from growing successful, sustainable businesses.
A new partnership will boost women entrepreneurs’ financial inclusion
The African Development Bank (AfDB), which provides finance to governments and companies, and the Alliance for Financial Inclusion (AFI), a global network of central banks and financial regulators, are working together to close the finance gap for Africa’s female entrepreneurs.
In 20 African countries, AFI and the AfDB’s Affirmative Finance Action for Women in Africa program (AFAWA) are studying the barriers faced by women entrepreneurs when seeking access to finance. They are working with policymakers, financial regulators, and key national stakeholders to design and implement policies that make it easier for women to access financial services.
Over the next two years, AFI and AfDB will publish a series of case studies showcasing the impact of smart financial inclusion policies. There’s already compelling evidence to share.
In Zimbabwe, 83 percent of women are now financially included – a significant increase from 68 percent in 2014. The country’s first National Financial Inclusion Strategy (NFIS) ,which ran from 2016 to 2020, focused on expanding access to financial services for marginalized populations, including women and MSMEs. The Reserve Bank of Zimbabwe played a key role by:
Today, Zimbabwe’s women entrepreneurs can access tailored banking products and the tools and knowledge needed to grow successful businesses.
Egypt has also made strong progress in advancing women’s economic empowerment through national strategies, financial sector innovation, and inclusive regulatory reforms. As a result of the ambitious targets set by the National Strategy for the Empowerment of Egyptian Women 2030, the percentage of women with access to financial services grew exponentially from 9 percent in 2015 to 69 percent in 2024.
The Central Bank of Egypt also implemented a range of targeted regulatory reforms, including simplified Know-Your-Customer requirements and mandating banks to allocate a portion of their loan portfolios to MSMEs, placing a strong emphasis on women-owned businesses.
The story is similar in Zambia, where women’s financial inclusion rates surged from 33 percent in 2015 to 70 percent, thanks to targeted efforts by the Bank of Zambia.
Recognising that women entrepreneurs are a cornerstone of Zambia’s economy, making up 48% of the labor force, the Bank successfully implemented strategic initiatives including:
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Africa needs millions of new jobs – women’s financial inclusion can provide them
With Africa’s population projected to soar, the continent will need to create 15 million new jobs every year between now and 2050. By supporting African countries in developing policies that make finance more accessible, affordable, and responsive to the realities of women-owned businesses, the Alliance for Financial Inclusion/African Development Bank partnership is helping create conducive conditions for women entrepreneurs to thrive and generate these much-needed job opportunities. Ultimately, this will lay the foundation for robust, inclusive and sustainable economies across the continent.
Audrey Hove, is the Head of Policy Management, Alliance for Financial Inclusion
AllAfrica publishes around 500 reports a day from more than 110 news organizations and over 500 other institutions and individuals, representing a diversity of positions on every topic. We publish news and views ranging from vigorous opponents of governments to government publications and spokespersons. Publishers named above each report are responsible for their own content, which AllAfrica does not have the legal right to edit or correct.
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Africa: Gambia Slip to Guinea Bissau in Wafu a U-17 Cup of Nations Starter

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The Gambia on Sunday lost to Guinea Bissau 2-0 in their opening match of the 2025 WAFU A U-17 Cup of Nations played at the Stade Mamadou Konateh.
The Baby Scorpions made an astonishing start to the match and contained Guinea Bissau in the midfield, crafting several goal scoring opportunities.
Bisenty Mendy could have opened the scores for The Gambia twice in the first half but his shots went away.
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Alieu Drammeh also came very close to opening the scores for the Baby Scorpions during the first half but his shot went over the cross bar.
Guinea Bissau opened the scores before half time.
The Gambia reacted quickly for an equaliser and created goal scoring opportunities but were wasteful in front of goal thus the first half ended 1-0 in favour of Guinea Bissau.
Upon resumption of the match, The Gambia injected in several fresh legs to fancy their chances of levelling the scores.
The Baby Scorpions mounted heavy pressure on Guinea Bissau and created many goal scoring opportunities but failed to capitalise on them.
Guinea Bissau scored their second goal in the dying minute of the match to dart The Gambia’s hopes of coming back to their feet.
The Gambia fought hard for an equaliser and piled heavy pressure on Guinea Bissau, creating goal scoring chances but failed to materialise on them thus the match ended 2-0 in favour of Guinea Bissau.
The win earns Guinea Bissau second-place in Group A of the 2025 WAFU A U-17 Cup of Nations with 3 points in one group match.
The Baby Scorpions occupy third-place in Group A of the sub-regional cadet biggest football fiesta without a point after one group match.
The Gambia need to beat Liberia in their second group match on Wednesday to increase their chances of cruising to the semi-finals of the 2025 WAFU A U-17 Cup of Nations.
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Read the original article on The Point.
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Africa: AUC Chairperson Received H.E. Ruslan Nasibov, Ambassador of the Republic of Azerbaijan

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Last week, the Chairperson of the African Union Commission, H.E. Mahmoud Ali Youssouf, received H.E. Ruslan Nasibov, Ambassador of the Republic of Azerbaijan to Ethiopia & Permanent Representative to the AU.
They exchanged on strengthening Africa-Azerbaijan relations. The Chairperson commended Azerbaijan’s constructive diplomacy and efforts toward peace, including in its region.
Ambassador Nasibov congratulated the Chairperson on his election and conveyed his country’s continued support, as well as a personal invitation from President Ilham Aliyev to visit Azerbaijan and participate in the World Urban Forum in Baku next year.
Read the original article on African Union.
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Africa: Women's Leadership Role in Peace and Security Issues 'Going in Reverse', UN Chief Warns

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More women must have a role in shaping peace agreements, security reforms and post-conflict recovery plans, UN Secretary-General António Guterres told the Security Council on Monday.
Members met for their annual open debate on the women, peace and security agenda just ahead of the 25th anniversary of the Council’s landmark resolution 1325 (2000) on the issue.
As the Secretary-General noted, the resolution “gave voice to a simple truth: women’s leadership is central to just and lasting peace“, in addition to inspiring countless other resolutions, reports and roundtables.
World falling short
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“But let’s speak frankly,” he said. “Too often, we gather in rooms like this one – full of conviction and commitment – only to fall short when it comes to real change in the lives of women and girls caught in conflict.”
In a recent report, Mr. Guterres highlighted progress made over the past quarter century, which includes more than 100 countries adopting national action plans on women, peace and security.
“But gains are fragile and – very worryingly – going in reverse,” he warned.
“Around the globe, we see troubling trends in military spending, more armed conflicts, and more shocking brutality against women and girls.”
Conflict, sexual violence and harassment
Last year, some 676 million women worldwide lived within 50 kilometres of deadly conflict events – the highest number in decades, he said.
Sexual violence also surged, with a 35 per cent rise in incidents against girls. In some places, they accounted for nearly half of all victims.
Mr. Guterres highlighted how women in public life such as politicians, journalists and human rights defenders, are being targeted with violence and harassment, before turning to the situation in Afghanistan where “the systematic erasure of women and girls from public life is in overdrive”.
Additionally, women and girls in the Occupied Palestinian Territory, Sudan, Haiti, Myanmar and beyond, face grave risks and horrific levels of violence.
“And while women’s organizations remain lifelines for millions in crisis, they are being starved of resources,” he added, citing a recent survey by UN Women, which champions gender equality globally.
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It revealed that 90 per cent of local women-led groups in conflict settings are in dire financial straits, with nearly half expected to shut down within six months.
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The Secretary-General urged UN Member States to accelerate commitments on women, peace and security, in line with the Pact for the Future adopted last year. He outlined areas for action, including ramping up funding for women’s organizations in conflict-affected countries.
He also stressed the need for greater participation by women who “must be at the table – not as tokens, but as equal partners“, as well as accountability for perpetrators of gender-based violence, including conflict-related sexual violence.
Refocus, recommit and deliver
Sima Bahous, Executive Director of UN Women, was adamant that the 25th anniversary of resolution 1325 “must be more than a commemoration.”
“Women and girls who live amidst conflict deserve more than commemoration,” she said. “It must instead be a moment to refocus, recommit, and ensure that the next 25 years deliver much more than the last.”
he noted that the meeting was taking place against the backdrop of the war in Gaza, where “a glimmer of hope emerges”, and she welcomed the positive responses to US President Donald Trump’s plan to end the fighting.
Looking ahead to the next 25 years for the women, peace and security agenda, Ms. Bahous told the Council it was crucial to have more funding earmarked, robust quotas and more accountability “that make failures visible”.
More to follow…
Read the original article on UN News.
AllAfrica publishes around 600 reports a day from more than 110 news organizations and over 500 other institutions and individuals, representing a diversity of positions on every topic. We publish news and views ranging from vigorous opponents of governments to government publications and spokespersons. Publishers named above each report are responsible for their own content, which AllAfrica does not have the legal right to edit or correct.
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AllAfrica is a voice of, by and about Africa – aggregating, producing and distributing 600 news and information items daily from over 110 African news organizations and our own reporters to an African and global public. We operate from Cape Town, Dakar, Abuja, Johannesburg, Nairobi and Washington DC.
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